Economy

DMPQ- Write a short note on the differentiated banking.

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Differentiated banks are banking institutions licensed by the RBI to provide specific banking services and products.It is a system refers to the system of different licenses for different sub components of the banking sector such as Limited Banking License, Commercial Banking License etc. A differentiated license will allow a bank to offer products only in … Read more DMPQ- Write a short note on the differentiated banking.

DMPQ- Why there is a reluctance on the part of Indian authorities to let the Yes Bank fail even though it is a Private Bank ?

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Recently a moratorium was put on withdrawal limit upto 50,000 by RBI circular. This lead to panic among the YES bank consumers which led to fall in the share price. RBi came up with restructuring scheme. SBI will invest in 49% stake and other private investors have also invested in the bank. Even though the … Read more DMPQ- Why there is a reluctance on the part of Indian authorities to let the Yes Bank fail even though it is a Private Bank ?

DMPQ- National Gas Grid Project.

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National gas grid intends to create network of pipeline infrastructure to connect gas sources to major demand centres, develop city gas distribution network and remove regional imbalance in access to natural gas. The objective is to create interconnected network of pipelines to make supply of natural gas to domestic, industrial or commercial premises and CNG … Read more DMPQ- National Gas Grid Project.

DMPQ- Subsidies is a major expenditure component. Indian government has taken several measures to rationalise subsidies and explain the importance of rationalisation of subsidies.

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Subsidies are a major component of expenditure they are a form of transfer payment given by government to the People. Subsidies can be classified as food, petroleum and agriculture subsidies. Why rationalisation: Government expenditure power is limited and they cannot go beyond a point further the fiscal deficit should be solely utilised for the purpose … Read more DMPQ- Subsidies is a major expenditure component. Indian government has taken several measures to rationalise subsidies and explain the importance of rationalisation of subsidies.

DMPQ- Owing to low growth rate, the government has taken some steps to improve the investment and consumption climate. Enumerate the steps.

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Always keep in mind the following equation for writing answer: Overall GDP= C+I+G+X-M Measure to improve investment: Lowering of corporate tax rate to increase investment. Lowering of the repo rate by 135bpsc. To increase the access to finance. Easier of FDI norms. Most of the FDI is allowed by automatic route and others via government … Read more DMPQ- Owing to low growth rate, the government has taken some steps to improve the investment and consumption climate. Enumerate the steps.

DMPQ-What are the risk associated by peer to peer lending?

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P2P lending is the popular type of crowd funding, whereby an internet platform collects small amounts of funds from individuals in a crowd to finance collectively a larger loan to individuals or businesses. Websites that facilitate peer-to-peer lending have greatly increased its adoption as an alternative method of financing.P2P lending is also known as social … Read more DMPQ-What are the risk associated by peer to peer lending?

DMPQ-AIR India is under severe crisis. What are the reasons for its failure although the number of passenger increased drastically in the last decade?

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AIR India is facing a severe crisis and at every functional aspect the PSU is on downward side. AI has a total debt of near about 50,000 cr.  The major reasons for the failure of PSU are as follows: Less income generation in passenger revenue. This is corroborated by the audit report of CAG also. … Read more DMPQ-AIR India is under severe crisis. What are the reasons for its failure although the number of passenger increased drastically in the last decade?